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	<title>Clear Lake and League City Realty Blog&#187; first time home buyer</title>
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	<description>Just another Myswiftblog Blogs weblog</description>
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		<title>Prime Time to Buy A Home In Clear Lake, League City, and Friendswood, Texas</title>
		<link>http://blog.clearlakeandleaguecityrealty.com/2010/10/18/prime-time-to-buy-a-home-in-clear-lake-city-and-league-city-texas/</link>
		<comments>http://blog.clearlakeandleaguecityrealty.com/2010/10/18/prime-time-to-buy-a-home-in-clear-lake-city-and-league-city-texas/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 00:21:37 +0000</pubDate>
		<dc:creator>Kay Horacefield</dc:creator>
				<category><![CDATA[Buyer Representation]]></category>
		<category><![CDATA[buyers market]]></category>
		<category><![CDATA[Buying Power]]></category>
		<category><![CDATA[Clear Lake and League City]]></category>
		<category><![CDATA[clear lake and league city real estate information]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Friendswood]]></category>
		<category><![CDATA[homebuying guidance]]></category>
		<category><![CDATA[League City]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[77058]]></category>
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		<category><![CDATA[77062]]></category>
		<category><![CDATA[77573]]></category>
		<category><![CDATA[Clear Lake]]></category>
		<category><![CDATA[dimensional view]]></category>
		<category><![CDATA[dream home]]></category>
		<category><![CDATA[favorable climate]]></category>
		<category><![CDATA[first time buyers]]></category>
		<category><![CDATA[friendswood texas]]></category>
		<category><![CDATA[home affordability]]></category>
		<category><![CDATA[Home Buying Knowledge]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[interest payment]]></category>
		<category><![CDATA[market clear lake]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[no doubt]]></category>
		<category><![CDATA[princibble and interest]]></category>
		<category><![CDATA[proud owner]]></category>
		<category><![CDATA[rock bottom]]></category>
		<category><![CDATA[rough road]]></category>
		<category><![CDATA[savvy buyers]]></category>
		<category><![CDATA[tail spin]]></category>
		<category><![CDATA[tailspin]]></category>
		<category><![CDATA[year mortgage]]></category>

		<guid isPermaLink="false">http://blog.clearlakeandleaguecityrealty.com/?p=183</guid>
		<description><![CDATA[Now is a prime time to buy a home in the Clear Lake, League City, and Friendswood, Texas.  The market continues to show a slowing and inventory rising along with days-on-market climbing. This gives the buyer the edge over selllers. Homes have never been more affordable.  First time buyers and move up buyers have an abundance of homes to choose from.]]></description>
			<content:encoded><![CDATA[<p></p><p>No doubt you&#8217;ve heard the news that the housing market has hit a rough road in the last few months.  Sale of single family existing homes have declined at a rate that have taken many by surprise.  This has caused a mind&#8217;s tailspin of wondering &#8220;what&#8217;s next&#8221;. </p>
<p>The savvy buyers  are not missing a beat , they are seeing beyond the one dimensional view.  They are seeing the more favorable climate for<a title="Buyer Solution" href="http://http://www.clearlakeandleaguecityrealty.com/buyers.php" target="_self"> buying a home </a>in<a title="Search Properties" href="http://http://www.clearlakeandleaguecityrealty.com/inventory.php" target="_self"> Clear Lake, League City, and Friendswood, Texas</a>.  At today&#8217;s rock  bottom rates,  economist says that buyers stand to save $8,ooo many times over during the course of a  30-year  mortgage  even with another $8,000 tax credit now off of the table. </p>
<h3>Why Now is the Prime Time to Buy in Clear Lake, League City and Friendswood, Texas</h3>
<ul>
<li><a title="Mortgage Calculator" href="http://http://www.clearlakeandleaguecityrealty.com/mortgage.php" target="_self">Home affordability is at an all-time high</a></li>
<li>Mortgage rates are at rock bottom</li>
<li>Home prices are trending to rise&#8212;Buy NOW</li>
<li>Sellers are motivated</li>
<li>Financing is readily available</li>
<li>Owning vs. renting is increasingly favorable&#8212;average principle and interest payment has fallen below the average rental rates </li>
<li>Home ownership is still at the core of the American Dream!</li>
</ul>
<h3>For individual home buyers, there are only a few facts that really matter:</h3>
<ol>
<li>Can I afford this home?</li>
<li>Is it a good investment?</li>
<li><a title="Buyer Guidance" href="http://http://www.clearlakeandleaguecityrealty.com/start-your-engine.php" target="_self">Does it meet my family&#8217;s needs?</a></li>
</ol>
<h3>To Sum It UP</h3>
<p>Don&#8217;t let this prime time pass you buy, take action and BUY.  Years down the line you will be saying, &#8220;That was a very wise home purchase.  I am so glad that I took advantage of the buyer&#8217;s market !&#8221; I am glad that we did not get caught up in the &#8220;tail spin mind thinking&#8221; or we  would not have this great home in Clear Lake or League City or Friendswood, Texas.</p>
<p>First Time buyers, Move Up Buyers, and Investors<a title="Contact " href="http://http://www.clearlakeandleaguecityrealty.com/contact.php" target="_self"> Call Kay</a>! right away to buy a home in Clear Lake, League City or Friendswood, Texas.  It is easy to do!  You will be glad you took action today. You, like me, can see the great opportunities to become the proud owner of a new home.  I&#8217;m sure you are saying the same thing.  I can see you head shaking, &#8220;YES.&#8221;</p>
]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Organizing Your Specific Thought for Home Buying in Clear Lake and League City, Texas</title>
		<link>http://blog.clearlakeandleaguecityrealty.com/2009/11/02/organizing-your-specific-thought-for-home-buying-in-clear-lake-and-league-city-texas/</link>
		<comments>http://blog.clearlakeandleaguecityrealty.com/2009/11/02/organizing-your-specific-thought-for-home-buying-in-clear-lake-and-league-city-texas/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 17:50:22 +0000</pubDate>
		<dc:creator>Kay Horacefield</dc:creator>
				<category><![CDATA[Clear Lake]]></category>
		<category><![CDATA[clear lake and league city real estate information]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[homebuying guidance]]></category>
		<category><![CDATA[League City]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[communication]]></category>
		<category><![CDATA[Needs]]></category>
		<category><![CDATA[Wants]]></category>

		<guid isPermaLink="false">http://blog.clearlakeandleaguecityrealty.com/?p=88</guid>
		<description><![CDATA[Four Simple Letters K.N.O.W. provide valuable time and money saving techniques for first time home buyers in Clear Lake and League city, Texas.Third is a series of four blogs.]]></description>
			<content:encoded><![CDATA[<p></p><h3>K.N.O.W. is Critical for <a title="First Time Home Buyer" href="http://www.clearlakeandleaguecityrealty.com/buyers.php" target="_self">First Time Home Buyers </a>in <a href="http://www.clearlakeandleaguecityrealty.com/index.php" target="_self">Clear Lake and League City, Tx</a>.</h3>
<p>The very simple word KNOW  is helpful to first time home buyers.  Use this four letter word as a reminder of critical and time and money saving techniques to put into action when buying your first home in Clear Lake and League City.  Each individual letter opens up vital information that that will make you an informed consumer.</p>
<ul>
<li>We have focused on the letter &#8220;K&#8221; to remind you to know your buying power and price point.</li>
<li>The letter &#8220;N&#8221; reminded us to narrow the area in which you want to live.</li>
<li>Today&#8217;s post will focus on the letter &#8220;O&#8221;.</li>
</ul>
<p> </p>
<h3>O=Organize your <a title="Separate wants and needs" href="http://www.clearlakeandleaguecityrealty.com/power-of-ownership.php" target="_self">wants and needs </a>by separating and prioritizing into two categories:</h3>
<p>Separate and prioritize your wants and needs in home requirements into two categories will help you in two ways.  It will help you know what you want and need as well as help you communicate effectively with your REALTOR to fine tune your home requirements.  Taking the time to think through these two points will focus your thoughts.  It will <a title="Wants and Needs List" href="http://www.clearlakeandleaguecityrealty.com/power-of-ownership.php" target="_self">help pin point just exactly what you are looking for </a>and in turn help your <a title="Kay Horacefield Team" href="http://www.clearlakeandleaguecityrealty.com/staff.php" target="_self">REALTOR</a> know how to work in your best interest. </p>
<ol>
<li><strong>Wants</strong>- What are the wants that you  would like for your new home to have.  Make a list of these things that you would like to have in the home.  For example:  Large kitchen with granite counters; game room upstairs; three car detached garage.</li>
<li><strong>Needs </strong>- What are the absolute must that your new Clear Lake or League City home must have.  These are the things that would you would not give up on and would not buy the house unless there were present.  Examples could be: four bedrooms; master down stairs; home office area.</li>
</ol>
<p>Simple, yes!  Critical, yes!</p>
<ul>
<li><strong>&#8220;K&#8221;: <a title="Buying Power" href="http://www.clearlakeandleaguecityrealty.com/start-your-engine.php" target="_self">Know your buying power</a></strong></li>
<li><strong>&#8220;N&#8221;: <a title="Narrow the area you are considering" href="http://www.clearlakeandleaguecityrealty.com/map-your-route.php" target="_self">Narrow your area for searching</a></strong></li>
<li><strong>&#8220;O&#8221;: <a title="Download Printable Wants &amp; Needs List" href="http://www.clearlakeandleaguecityrealty.com/admin/editor_assets/FeaturesandBenefits.pdf" target="_self">Organize your thoughts into two categories/ wants and needs</a></strong></li>
</ul>
<p>Look for the next post about the letter &#8220;W&#8221;.</p>
<p>In the mean time, if you are ready to start your home buying process, please contact me right away at 281-282-9524 and we will help you accomplish the first three steps of the work, K.N.O.W. This will automatically put you in position for the fourth action which will be: &#8220;W&#8221;.</p>
<p><a href="http://clearlakeandleaguecityrealty.com">http://clearlakeandleaguecityrealty.com</a></p>
<p>Bringing you home to &#8220;Celebrate the Moment&#8221;</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What to Blog About</title>
		<link>http://blog.clearlakeandleaguecityrealty.com/2009/08/26/what-to-blog-about/</link>
		<comments>http://blog.clearlakeandleaguecityrealty.com/2009/08/26/what-to-blog-about/#comments</comments>
		<pubDate>Wed, 26 Aug 2009 04:02:53 +0000</pubDate>
		<dc:creator>Kay Horacefield</dc:creator>
				<category><![CDATA[ABR]]></category>
		<category><![CDATA[Buyer Representation]]></category>
		<category><![CDATA[Clear Lake]]></category>
		<category><![CDATA[Clear Lake and League City]]></category>
		<category><![CDATA[clear lake and league city real estate information]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[home buying]]></category>
		<category><![CDATA[home selling]]></category>
		<category><![CDATA[homebuying guidance]]></category>
		<category><![CDATA[League City]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[steps to buying a home]]></category>
		<category><![CDATA[TX]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Brookwood]]></category>
		<category><![CDATA[experiences]]></category>
		<category><![CDATA[expert]]></category>
		<category><![CDATA[flowing]]></category>
		<category><![CDATA[journals]]></category>
		<category><![CDATA[know]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[living]]></category>
		<category><![CDATA[neighborhood]]></category>
		<category><![CDATA[recreation]]></category>
		<category><![CDATA[schools]]></category>
		<category><![CDATA[students]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[thoughts]]></category>
		<category><![CDATA[words]]></category>
		<category><![CDATA[write]]></category>
		<category><![CDATA[writer]]></category>

		<guid isPermaLink="false">http://blog.clearlakeandleaguecityrealty.com/?p=3</guid>
		<description><![CDATA[  I want to write a blog. What will I blog about? What will I say and how will I say it? Thinking back about what I would tell my student when they were asked to write in their journals, reminds myself to put to use the things I taught them. I can hear my...]]></description>
			<content:encoded><![CDATA[<p></p><p> </p>
<div id="attachment_24" class="wp-caption aligncenter" style="width: 310px"><img class="size-medium wp-image-24 " src="http://blog.clearlakeandleaguecityrealty.com/files/2009/08/IMG_07932-300x225.jpg" alt="Relaxing on Clear Lake" width="300" height="225" /><p class="wp-caption-text">Relaxing on Clear Lake</p></div>
<p>I want to write a blog. What will I blog about? What will I say and how will I say it? Thinking back about what I would tell my student when they were asked to write in their journals, reminds myself to put to use the things I taught them. I can hear my words flowing through the class room and see the students&#8217; faces as my words hit their faces and some how found their way into the ear canals and up to their bright brains.</p>
<ul>
<li>&#8220;Just put your words on paper. Go ahead and talk on paper.&#8221; I would encourage them to write about what they knew.</li>
<li>I went a little further to remind them that they had experience and those experiences were their experiences so not to worry because there was no way that that could be wrong. </li>
<li> Individualy, they were the experts because they had lived what they were talking about.</li>
</ul>
<p>With thouse thought to get me rolling,I know what I want to blog about&#8230;living in the Clear Lake and League City, Texas area. I can  speak as an expert because I have lived in Clear Lake for the past 13 years. My eyes has seen, my hands have touched, my ears have heard and my mouth has tasted and my nose has smelled the life in and around Clear Lake and League City, Texas. </p>
<p>Yes, I will write about what I know, living in Clear Lake and helping clients buy and sell real estate in Clear Lake and League City.  My expertise does not stop with just those two cities.  I know the Greater Houston well, because I am a life long resident of this area.  My passion is helping people and bring value to each day.  Therefore, I  hope you will enjoy reading my blogs and become a frequent visitor as I share information about the real estate in and around Clear Lake and League City.  I will be throwing in real life experiences!  Remember I encouraged my students to write about what they knew so, I will be using the techniques I shared with my students.  <a href="http://www.clearlakeandleaguecityrealty.com">www.clearlakeandleaguecityrealty.com</a></p>
]]></content:encoded>
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