No doubt you’ve heard the news that the housing market has hit a rough road in the last few months.  Sale of single family existing homes have declined at a rate that have taken many by surprise.  This has caused a mind’s tailspin of wondering “what’s next”. 

The savvy buyers  are not missing a beat , they are seeing beyond the one dimensional view.  They are seeing the more favorable climate for buying a home in Clear Lake, League City, and Friendswood, Texas.  At today’s rock  bottom rates,  economist says that buyers stand to save $8,ooo many times over during the course of a  30-year  mortgage  even with another $8,000 tax credit now off of the table. 

Why Now is the Prime Time to Buy in Clear Lake, League City and Friendswood, Texas

• Home affordability is at an all-time high
• Mortgage rates are at rock bottom
• Home prices are trending to rise—Buy NOW
• Sellers are motivated
• Financing is readily available
• Owning vs. renting is increasingly favorable—average principle and interest payment has fallen below the average rental rates 
• Home ownership is still at the core of the American Dream!

For individual home buyers, there are only a few facts that really matter:

1. Can I afford this home?
2. Is it a good investment?
3. Does it meet my family’s needs?

To Sum It UP

Don’t let this prime time pass you buy, take action and BUY.  Years down the line you will be saying, “That was a very wise home purchase.  I am so glad that I took advantage of the buyer’s market !” I am glad that we did not get caught up in the “tail spin mind thinking” or we  would not have this great home in Clear Lake or League City or Friendswood, Texas.

First Time buyers, Move Up Buyers, and Investors Call Kay! right away to buy a home in Clear Lake, League City or Friendswood, Texas.  It is easy to do!  You will be glad you took action today. You, like me, can see the great opportunities to become the proud owner of a new home.  I’m sure you are saying the same thing.  I can see you head shaking, “YES.”

The last of 4 letters “W” is twice as critical to first time home buyers.

W= When do you want to move in and Who can you depend on to help you with your Clear Lake and League City,  Texas move?

WHEN do you want to move in and WHO can you depend on to help you are two critical points that bring the K.N.O.W.  full circle for first time home buyers. 

Knowing the date that you would like to move into your Clear Lake and League City home will determine how far in advance you need to actually begin viewing the homes in person.  It will set you game plan into action at just the right time.  Starting too early can cause unnecessary delays and concerns.  Starting too late could actually prohibit the event from taking place to fit within a family plan.

• As a general rule here in the Clear Lake and League City Area from the time that you actually go under contract to buy a particular home it takes approximately thirty days to close if you have followed quality guidance in having all of the proper steps taken care through the K.N.O.W.

• Let’s review: K.N.O.W.

• K: Know you buying power and price point for a home

• N: Narrow the area you are considering living

• O: Organize your home buying wants and needs

• W: When do you want to move and Who to call for your Clear Lake and League City move.

• Visit with Kay Horacefield, REALTOR, to help you take your first K.N.O.W. step to home ownership.  You will be glad you did, just like Ben was.

• Client says: ”Working with the clearly defined steps that Kay suggested, we saved time, money amd made wise decisions.  She hepled us find the house that had our must haves and many of our would likes, plus other features that we never dreamed that we could have in our first home purchase in just the right location.”

• Let’s plan your journey to home ownership in Clear Lake and League City, Texas.  This simple word “K.N.O.W.” hooked with Kay Horacefield will give you the overall view.  You may send me an email or simply call.  Either way you choose, knowing that your speed is my speed, I’m sure this is comforting and relieves your fears knowing that you are in control of your time and amount of assistance you recieve.

K.N.O.W. is Critical for First Time Home Buyers in Clear Lake and League City, Tx.

The very simple word KNOW  is helpful to first time home buyers.  Use this four letter word as a reminder of critical and time and money saving techniques to put into action when buying your first home in Clear Lake and League City.  Each individual letter opens up vital information that that will make you an informed consumer.

• We have focused on the letter “K” to remind you to know your buying power and price point.
• The letter “N” reminded us to narrow the area in which you want to live.
• Today’s post will focus on the letter “O”.

O=Organize your wants and needs by separating and prioritizing into two categories:

Separate and prioritize your wants and needs in home requirements into two categories will help you in two ways.  It will help you know what you want and need as well as help you communicate effectively with your REALTOR to fine tune your home requirements.  Taking the time to think through these two points will focus your thoughts.  It will help pin point just exactly what you are looking for and in turn help your REALTOR know how to work in your best interest. 

1. Wants- What are the wants that you  would like for your new home to have.  Make a list of these things that you would like to have in the home.  For example:  Large kitchen with granite counters; game room upstairs; three car detached garage.
2. Needs - What are the absolute must that your new Clear Lake or League City home must have.  These are the things that would you would not give up on and would not buy the house unless there were present.  Examples could be: four bedrooms; master down stairs; home office area.

Simple, yes!  Critical, yes!

• “K”: Know your buying power
• “N”: Narrow your area for searching
• “O”: Organize your thoughts into two categories/ wants and needs

Look for the next post about the letter “W”.

In the mean time, if you are ready to start your home buying process, please contact me right away at 281-282-9524 and we will help you accomplish the first three steps of the work, K.N.O.W. This will automatically put you in position for the fourth action which will be: “W”.

http://clearlakeandleaguecityrealty.com

Bringing you home to “Celebrate the Moment”

K.N.O.W. is Critical for First Time Home Buyers in Clear Lake and League City, Texas

Simple and critical at the same time!  Remembering this one simple word or four letter are instrumental in helping  first time  home buyers in Clear Lake and League City, Texas , save money and make wise decisions in their home buying process.

• We learned in a prior blog post that the letter “K” reminds you to know your buying power and price point. 
• Today, we will be visiting about the second powerful letter, “N”.

N=  Narrow the Clear Lake and League City area in which you are considering living:

Defining the area you want to live in Clear Lake or League City goes beyond just knowing the city you choose.  Narrowing your search to a specific area or neighborhood helps you and your REALTOR clearly focus on your wants, needs, and expectations.  It will not only save you time,  it could also help you not miss out on the perfect home that is was there waiting on you and you missed it  because you  did not get to explore the area enough since you were scattered looking in other areas that were not a fit for you and your family.  There are some important basic points to explore with links to assist you with your decision.

1. Consider your job location
2. School attendance zones
3. Shopping
4. Recreation possibilities
5. Medical center
6. Subdivisions
7. Homeowner Association
8. Churches
9. Metro Transportation
10. Never forget your price point

K.N.O.W. is Critical for First Time Home Buyers in Clear Lake and League City, Texas

• “K”: Know your buying power
• “N”: Narrow your area for searching

Stay tuned and read the next post  about the letter “O” . 

In the mean, if you are ready to start your home buying process, please contact me right away at 281-282-9524  and we will help you accomplish the first two steps of the word,  K.N.O.W.  This will automatically put you in position for the third action which will be: “O”.

http://clearlakeandleaguecityrealty.com/

Bringing you home to ”Celebrate the Moment”! 

Relaxing on Clear Lake

I want to write a blog. What will I blog about? What will I say and how will I say it? Thinking back about what I would tell my student when they were asked to write in their journals, reminds myself to put to use the things I taught them. I can hear my words flowing through the class room and see the students’ faces as my words hit their faces and some how found their way into the ear canals and up to their bright brains.

• “Just put your words on paper. Go ahead and talk on paper.” I would encourage them to write about what they knew.
• I went a little further to remind them that they had experience and those experiences were their experiences so not to worry because there was no way that that could be wrong. 
•  Individualy, they were the experts because they had lived what they were talking about.

With thouse thought to get me rolling,I know what I want to blog about…living in the Clear Lake and League City, Texas area. I can  speak as an expert because I have lived in Clear Lake for the past 13 years. My eyes has seen, my hands have touched, my ears have heard and my mouth has tasted and my nose has smelled the life in and around Clear Lake and League City, Texas. 

Yes, I will write about what I know, living in Clear Lake and helping clients buy and sell real estate in Clear Lake and League City.  My expertise does not stop with just those two cities.  I know the Greater Houston well, because I am a life long resident of this area.  My passion is helping people and bring value to each day.  Therefore, I  hope you will enjoy reading my blogs and become a frequent visitor as I share information about the real estate in and around Clear Lake and League City.  I will be throwing in real life experiences!  Remember I encouraged my students to write about what they knew so, I will be using the techniques I shared with my students.  www.clearlakeandleaguecityrealty.com